Last updated: July 10, 2024
Welcome to Safe GICs ("we," "our," or "us"). By accessing and using our website (safegics.com), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our website.
"Website" refers to Safe GICs, accessible from safegics.com.
"User," "You," and "Your" refers to the individual accessing this website.
"GIC" refers to Guaranteed Investment Certificates.
By accessing this website, you warrant and represent that you are legally capable of entering into binding contracts and are at least 18 years old.
You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:
The content, features, and functionality of this website, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are owned by Safe GICs and are protected by international copyright, trademark, and other intellectual property laws.
You may access, view, and use our website for personal and non-commercial purposes only. No part of this website may be reproduced, distributed, or transmitted in any form without our prior written permission.
The information provided on this website is for general informational purposes only. Safe GICs makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.
GIC rates and information presented on this website are collected from publicly available sources and may not be current or accurate. Users should verify all information with the financial institutions directly before making any investment decisions.
The use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your responsibility to ensure that any products, services, or information available through this website meet your specific requirements.
In no event shall Safe GICs, its operators, or any of its affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Our website may contain links to third-party websites or services that are not owned or controlled by Safe GICs. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that Safe GICs shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
The GIC calculator and rate comparison tools provided on this website are intended for illustrative purposes only. Calculations are based on the information provided by the user and general assumptions.
Results may vary based on various factors including, but not limited to, changes in interest rates, financial institution policies, and individual circumstances. All calculations should be verified with your financial institution or advisor before making any investment decisions.
We reserve the right to modify these Terms at any time. We will notify users of any changes by posting the new Terms on this page. Changes are effective immediately upon posting.
Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes.
These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
If you have any questions about these Terms, please contact us at:
Email: info@safegics.com
Website: safegics.com/contact.html